Insurance Law

The Insurance Law Department which is chaired by principal Timothy P. Heather, represents insurance companies and their insureds throughout the state and federal courts of Ohio, Kentucky, and Indiana. The firm is actively engaged in all areas of tort and insurance defense law, including motor vehicle accidents, product liability, property damage claims, and declaratory judgment actions.

The MIST (minor impact soft tissue) and Special Investigations Unit/Fraud Group of the firm’s Insurance Law Department, led by principal, Anthony J. Iaciofano, vigorously defends against claims made against insurers and their insureds which involve excessive and unnecessary medical treatment and/or fraudulent-appearing bodily injury and property damage claims. Much of the work done in these areas relates to pre-suit activities such as obtaining examinations under oath from claimants; working with medical, arson, cause and origin, and biomechanical experts; and a close coordination of efforts with the particular claims adjuster assigned to a claim.

Insurance Law
  • Investigations
  • Coverage Issues
  • Bad Faith Claims
  • Arson and Fraud
Anthony J. Iaciofano, Esq
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Timothy P. Heather, Esq.
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The Insurance Law Department has a diverse base of insurance company clients which write multiline insurance coverages, including motor vehicle, homeowners, commercial, surety, and life insurance coverages. The Insurance Law Department is often asked to interpret the provisions of existing insurance policies and coverages under existing policies. These requests give rise to complex issues, in which the Insurance Law Department is experienced, such as applicability of exclusions, questions of permissive use, and coverage and policy stacking.

Research is a vital part of litigation. In order to represent the client to the fullest extent possible, the attorneys  frequently consult with a complement of experts for the defense of claims. The firm’s attorneys utilize engineers, accident reconstruction experts, arson and fire related experts, bad faith experts, physicians and other medical professionals, economists, and vocational consultants to build a solid base for the client’s defense. The firm uses the Westlaw computer legal research system so as to ensure the most accurate and current legal research possible.

The Insurance Law Department regularly issues legal updates to friends and clients of the firm that address recent case law, statutory, and regulatory developments concerning negligence and insurance law in Ohio.

Any insurance carrier desirous of being placed on the firm’s mailing list should contact Tim Heather at (513) 721-5672 or e-mail at

Representative Insurance Company Clients

American Country Insurance Company
American Service Insurance Company
California Casualty Insurance Company
Celina Insurance Group
Frankenmuth Insurance Company
Northbrook Insurance Company
Specialty Risk Services, Inc.
Universal Casualty Company

We handle all areas of property and casualty insurance and tort law.